Free Training
The Cost of Being Wrong: A Better Way to Make Long-Term Care Decisions
When one spouse needs long-term care, families may need to make six-figure financial decisions without knowing how long care will last.
You Don’t Need A Crystal Ball To Make A Thoughtful Decision
The question is not only whether a family can afford care today. The more difficult questions include how long care may last, what the healthy spouse will need, and which financial mistake could have the greater long-term consequence.
This educational training focuses on understanding options, comparing possible futures, and making an informed decision despite uncertainty. It does not assume ALTCS or private pay is right for every family.
A Real Arizona Case Study
Barb and Fred had approximately $810,000 in assets and Fred needed long-term care costing approximately $5,000 per month. The training examines how the financial analysis changed across possible care timelines.
In the ten-year scenario modeled for this family, the approximate difference between the two financial paths was $718,000. Names have been changed for privacy, and financial projections are illustrative and specific to this family’s assumptions.
The Stronghold Decision Framework
The training walks through five questions: understand your options, identify what cannot be known, model more than one future, compare the cost of being wrong, and protect what matters across the possible outcomes.
The goal is enough information to make a decision a family can live with across the possible futures—not a prediction that the future will unfold in only one way.
Who Should Attend?
This training is intended for Arizona families facing current or future long-term care, including families already paying privately, families concerned about the healthy spouse’s retirement, and families seeking to understand options before making major decisions.
It may also be useful for financial advisors, estate-planning attorneys, placement professionals, senior-living professionals, and others who help Arizona families make long-term-care decisions.
Registration Details
The event date, Arizona start time, and registration link will be added before this training is promoted.
Next step
Explore Stronghold’s educational resources or schedule a complimentary consultation to understand the appropriate next step for your family.